Also sorry for the special hell for those who had fraud charges against them and/or identify theft. Keep in mind for your claim and add stuff I may have missed. One credit card I have notified me of fraudulent charges, card cancelled and new card issued. I received at least a dozen of almost the same worded-letter, but opened and read all. Reviewing mailed responses back to me that the company has received my complaint. Printing and Mailing 4 certified letters at post office (this includes cost of mailing). Drafting letter to all 3 bureaus plus Federal Trade Comission. Contacting and requesting credit reports from 3 bureaus (Equifax,Transunion, Experian) 3. Reading and researching about data breach. I have not yet filed a claim, but these are some of my notes to do so. I kept documentation about the Equifax breach and checked the site today and confirmed I was affected. Who knows if I am making correct conclusions on this. perhaps we should let them decide if it qualifies or not. That said, "fairly traceable" is never really defined that well, and it say it's up to the Settlement Administrator to decide what that means. So far I'm thinking that I can't genuinely claim that any preventive measures were taken as a consequence of the data breach. So, it does suggest that the loss must be as a consequence of the data breach, even if we're talking about Preventative Measures. Settlement Administrator shall have the sole discretion andĪuthority to determine whether claimed Out-of-Pocket LossesĪre valid and fairly traceable to the Data Breach That the Settlement Administrator considers to be relevant. Incurred as a result of the Data Breach and (vi) any other factor Nature of the loss, including whether the loss was reasonably How the loss is fairly traceable to the Data Breach (v) the Possibly misused (iv) the Class Member’s explanation as to That is related to the Class Member is of the type that was Whether the personal information accessed in the Data Breach Misuse of the type of personal information accessed in the Dataīreach (i.e., name, address, birth date, Social Security Number,ĭriver’s license number, payment card information) (iii) Timing of the loss, including whether the loss occurred on orĪfter May 13, 2017, through the date of the Class Member’sĬlaim submission (ii) whether the loss involved the possible In assessing what qualifies as “fairly traceable,” the PartiesĪgree to instruct the Settlement Administrator to consider (i) the If you haven't had any identity theft, you're only eligible for time spent on "Preventative Measures." And it says the Preventative Measures must be "fairly traceable" to the Data Breach, whatever that means. Reimbursement for such time expenditures subject to the following Preventative Measures fairly traceable to the Data Breach, can receive Subject to the Agreement, Settlement Class Members who spent time on Member’s personal information fairly traceable to the Data Breach, or Settlement Class Members who spent time remedyingįraud, identity theft, or other alleged misuse of the Settlement Class Current & Recent Credit Card Offers - Managed by u/stackingpointsĬlaims for Time. NOTE: If you are using an Android or iOS app to browse Reddit and you receive an error or no results when clicking one of the below links, please use the search bar in your mobile app to search r/churning for the title of one of these threads instead - it will filter out everything except the threads you are searching for. AmEx MR | Chase UR | Citi TY | Marriott.
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